On Tuesday, Carol and I were able to write our last check to a personal loan that we
had with a credit union. We are so excited about that because now all we have left
is our home mortgage. That means in the past 2.5 years we have eliminated $57,000
in credit card debt, 2 car loans, and the $15,000 personal loan. That’s the Financial
Fitness Program working at its best right there!
Tracy and I have been married for 20 years, and during that time, we have always
carried some form of debt. At one point in our marriage, we found ourselves being
obligated to 20+ creditors and about $40,000+ in debt outside of our mortgage. But
because we decided to utilize the Financial Fitness Program and apply its principles,
we have been able to eliminate seven of the last eight creditors and the $25,000 that
we still had remaining from the original $40,000. However, we didn’t do that without
challenges; we had to buy a new car, we had to pay over $1,000 in home repairs, Tracy and I both had
medical outpatient surgeries that we had to pay as well. But if it were not for our coaches and mentors,
Tracy and I would have probably spent our entire life carrying that debt. We would have been stuck
square in the Financial Matrix; but now because of the Financial Fitness Program, we are able to spend
the rest of our lives chasing our dreams!